Menlo Park Home Ownership Accelerator

Join the Revolution!

The revolutionary HOME OWNERSHIP ACCELERATOR mortgage

Compared to ordinary loans you will probably ...

Save tens of thousands of dollars in mortgage interest,

Finish paying the loan in as little as half the time,

All without changing your payments or current spending habits!

Backed by the financial strength of GMAC.

How the Home Ownership Accelerator Works

This in NOT a low start rate, bi-weekly mortgage scheme or some software product. You just bank your money in the mortgage.

Using the Home Ownership Accelerator, you direct-deposit your entire income into the mortgage, instead of your bank checking account. This immediately reduces your principal loan balance.

Since the loan interest is calculated on your average daily principal balance, you will be interest immediately compared to traditional loans!

Get at your your money just like you used to.

You pay your bills using your accelerator mortgage, just as you would with a regular bank account -- using the unlimited checks, free Debit/ATM card, and included online bill-pay that's included with the account.

Until you need funds it's working in your mortgage in the form of a lowered principal balance, typically saving 5-6% in mortgage interest, rather than only earning 1%, or less, in a bank account. Less interest means that more of your take-home pay goes towards theprincipal, and you pay for the loan sooner. Without changing spending habits!

Get Rid of your Bank and Join this Mortgage Revolution!

Banks don't want you to know about this loan! Why? The Home Ownership Accelerator enables you, the consumer, to modify the concepts and principles of lending on which lending institutions have created their empires since the start of Banks.

That's the #1 reason why you cannot get this kind of loan from your local retail bank, savings and loan bank or credit union.

Banks can't afford for you to take out this accelerator loan because they would rather pay you 0-2% for using your money as they are re-lending it getting 6-20% interest rate and cashing in on thousands of dollars in interest over the term of the loan.

How effective is the Menlo Park Home Ownership Accelerator?

If you're an average borrower with good cash flow, you could pay off an average sized loan in only half the time – without changing spending habits.

For example:

Imagine you have net pay of $100,000 annually, you can save 15% of your net income after expenses, and you want a $400,000 30-year fixed-rate mortgage at 5.5%.

And, we can even assume that mortgage interest rates are climbing on a "reversed course" that reflects their recent decline (APR 8.19%)! This is a 'worst case' interest rate scenario!"

Saves interest, pays off sooner.

In our example, refinancing to the Home Ownership Accelerator roughly doubles your mortgage efficiency. You may pay it off as soon as 17.3 years and save approximately $89,000 (21%) in interest, by comparison with a 30-year fixed rate loan at 5.5%.

In fact, to save an equivalent amount of interest, you'd have to find a 30-year mortgage charging 4.4%, which is very unlikely.

You might be wondering what if rates go higher?

In this example, the adjustable rate on the Home Ownership Accelerator would have to average 9.6% over the entire 17.3 year duration for your interest payments to be equal to that of the 30-year fixed rate mortgage at 5.5%. Another very unlikely scenario.

Seeing is believing. Try it for yourself.

Use my easy to use Mortgage Accelerator Calculator  Interactive Simulator, see how the Home Ownership Accelerator can help you get to financial freedom in Menlo Park in less time.

Still have questions?

Get the answers to Frequently Asked Questions .

All you have to loose is years less paying a mortgage!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824