South San Francisco Home Ownership Accelerator

Join the Revolution!

The amazing HOME OWNERSHIP ACCELERATOR loan

Compared to traditional mortgage loans you will probably ...

Save many thousands of dollars in interest,

Pay off the loan as fast as half the time,

All with no changes in your monthly payment or current spending habits!

Backed by the financial strength of GMAC.

Learn How the Home Ownership Accelerator Does It

This in NOT a bi-weekly mortgage payment scheme, lower start rate or questionable software product. You only bank your money in your mortgage.

With the Home Ownership Accelerator, you direct-deposit your entire income into the accelerator, instead of your bank checking account. This immediately shrinks your principal loan balance.

Because mortgage interest is based on your average daily principal balance, you start saving interest right away compared to old-fashioned loans!

Spend your funds just like you always have.

You pay your expenses using your mortgage, just as you would with a regular bank account -- using the unlimited checks, free ATM/Debit card, and included online bill-pay that's included with the account.

But, until you need funds it stays in your mortgage as a lowered principal balance, saving you 5-6% of mortgage interest, rather than only earning 1%, or less, in a bank account. Paying less interest means that more of your paycheck goes towards paying down theprincipal, and you pay off sooner. With no change to spending habits!

Drop your Bank and Join the Mortgage Revolution!

Your bank doesn't want you to know about this loan! Why? The Home Ownership Accelerator enables you, the consumer, to modify the basic principles of lending on which banks and mortgage companies have created their empires since the beginning of Banks.

That is the main reason why you cannot get this kind of loan at your traditional bank, credit union or savings and loan.

Those banks can't afford for you to take out this loan because they want to pay you 0-2% for using your money as they are re-lending it getting 6-20% and gaining thousands of dollars in interest over the duration of the loan.

How effective is the South San Francisco Home Ownership Accelerator?

For an average borrower with good steady income, you can pay off an average sized mortgage in only half the time – without changing spending habits.

Here's an example:

Let's imagine you have net pay of $100,000 annually, saving 15% of your net income after after paying your bills, and you have a $400,000 30-year fixed-rate mortgage at 5.5%.

And, we can also assume that loan rates are getting higher on a "reverse course" that reflects their recent decline (APR 8.19%)! Truly a 'worst case' interest rate scenario!"

The loan that saves interest while it pays off sooner.

In our example, switching to the Home Ownership Accelerator approximately doubles your mortgage efficiency. You can pay off in as little as 17.3 years and save nearly $89,000 (21%) in interest, by comparison with a 30-year fixed rate loan at 5.5%.

Actually, to save that much interest, you'd have to locate a 30-year mortgage charging only 4.4%, which is very unlikely.

Are you wondering what if rates keep increasing?

In the example, an adjustable rate on the Home Ownership Accelerator would have to be an average 9.6% for the entire 17.3 year duration for your interest payments to be the same as that of the 30-year fixed rate mortgage at 5.5%. That's not likely to happen either.

Seeing is believing. Why not try it yourself.

Using my simple Mortgage Accelerator Calculator  Interactive Simulator, see how the Home Ownership Accelerator could help you gain your financial goals in South San Francisco in less time.

Have Questions?

Find the answers to Frequently Asked Questions that customers often have.

All you have to loose is years less paying a mortgage!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824