Santa Clara Home Ownership Accelerator

Join the Revolution!

The amazing HOME OWNERSHIP ACCELERATOR mortgage

Compared to ordinary mortgages you can ...

Save tens of thousands of dollars in loan interest,

Pay the loan in as little as half the time,

All without changing your payments or normal spending limits!

Backed by the financial strength of GMAC.

Learn How the Home Ownership Accelerator Does It

This in NOT a low start rate, bi-weekly mortgage scheme or some software product. You just bank your income in your mortgage.

Utilizing the Home Ownership Accelerator, you direct-deposit your entire paycheck into the loan, rather than your bank checking account. This immediately drops your principal balance.

Because mortgage interest is based on your average daily balance, you start saving interest from the start compared to old-fashioned mortgages!

Access your money just like you always have.

You pay your bills using the accelerator mortgage, just like you would with a regular bank account -- using the unlimited checks, free ATM/Debit card, and included online bill-pay that's included with the account.

But, until you need funds it stays in your mortgage as a lower principal balance, saving you 5-6% in mortgage interest, rather than earning 1%, or less, in a bank account. Paying less interest means that more of your take-home pay goes towards paying down theprincipal, and you pay off the loan sooner. Without changing your spending!

Fire your Bank and Join this Mortgage Revolution!

Your bank doesn't want you to know about this loan! Why? The Home Ownership Accelerator enables you, the consumer, to rewrite the concepts and principles of lending on which lending institutions have created their empires since the inception of Banks.

This is the main reason why you won't find this kind of loan at your local retail bank, savings and loan bank or credit union.

Those banks can't afford for you to get this accelerator loan because they try to pay you 0-2% for using your money while re-lending it at 6-20% interest rate and profiting thousands of dollars in interest over the life of the mortgage.

How effective is the Santa Clara Home Ownership Accelerator?

For an average person with good cash flow, you can pay off a typically sized loan in only half the time – without changing spending habits.

Let's look at an example:

Let's imagine you get a net pay of $100,000 annually, you can save 15% of your net income after after paying your expenses, and you have a $400,000 30-year fixed-rate mortgage at 5.5%.

And, let's additionally assume that mortgage interest rates are getting higher on a "reversed course" that mirrors their recent decline (APR 8.19%)! A 'worst case' rate scenario!"

Pays off sooner and saves you interest.

In the example, refinancing to the Home Ownership Accelerator typically doubles your mortgage efficiency. You can pay off as quickly as 17.3 years and you will have saved approximately $89,000 (21%) in total interest, in comparison to a 30-year fixed rate loan at 5.5%.

Actually, to save an equivalent amount of interest, you'd have to have found a 30-year mortgage charging only 4.4%, a very unlikely discovery.

But what if interest rates climb?

In our example, the adjustable rate on the Home Ownership Accelerator would have to average 9.6% for the entire 17.3 year duration for the total interest payments to be equal to that of the 30-year fixed rate mortgage at 5.5%. That's not likely to happen either.

Seeing is believing. Why not try it for yourself.

Using my simple Mortgage Accelerator Calculator  Interactive Simulator, learn how the Home Ownership Accelerator can help you get to your financial goals in Santa Clara sooner.

Questions?

See the answers to Frequently Asked Questions .

All you have to loose is years less paying a mortgage!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824