San Mateo Home Ownership Accelerator

Join the Revolution!

The amazing HOME OWNERSHIP ACCELERATOR mortgage

Compared to traditional mortgages you can ...

Save multiple thousands of dollars in interest,

Finish paying the loan in as little as half the time,

All without changing your payments or current spending!

Backed by the financial strength of GMAC.

Learn How the Home Ownership Accelerator Does It

This in NOT a bi-weekly mortgage payment scheme, lower start rate or questionable software product. You only bank your money in the mortgage.

Using the Home Ownership Accelerator, you direct-deposit your regular source of income into the mortgage, instead of your bank checking account. This immediately shrinks your principal loan balance.

Because mortgage interest is based on your average daily balance, you will be interest from the start compared to bank loans!

Get at your your money just like you always have.

You pay your bills using the mortgage, just as you would with a traditional bank account -- using the unlimited checks, free ATM/Debit card, and included online bill-pay that's all part of the account.

But, until you need the money it stays in your mortgage as a lower principal balance, typically saving 5-6% of mortgage interest, rather than only earning 1%, or less, in a bank account. Paying less interest means that more of your earnings goes towards theprincipal, and you pay off sooner. Without changing spending habits!

Get Rid of your Bank and Join the Mortgage Revolution!

Your bank doesn't want you to know about this new loan! Why? The Home Ownership Accelerator empowers you, the consumer, to rewrite the traditional ideas of lending on which lending institutions have created their empires since the inception of Banks.

That's the #1 reason why you won't find this kind of loan at your traditional bank, savings and loan bank or credit union.

Those banks don't want you to take out this accelerator loan because they try to pay you 0-2% for using your money as they are re-lending it at 6-20% interest rate and profiting thousands of dollars in interest over the term of the mortgage.

How effective is the San Mateo Home Ownership Accelerator?

For an average borrower with good income, you can pay off the typically sized loan in only half the time – with no changes to spending habits.

For example:

Let's imagine you have net pay of $100,000 annually, you can save 15% of your net income after after paying your bills, and you want to get a $400,000 30-year fixed-rate mortgage at 5.5%.

And, let's additionally assume that mortgage interest rates are growing on a "reversed course" that mirrors the recent decline (APR 8.19%)! This is a 'worst case' interest rate scenario!"

Saves interest, pays off sooner.

In our example, refinancing to the Home Ownership Accelerator typically doubles the efficiency of the mortgage. You may pay it off as soon as 17.3 years and save nearly $89,000 (21%) in interest, compared to the 30-year fixed rate loan at 5.5%.

It turns out, to save that much interest, you'd have to locate a 30-year mortgage charging 4.4%, a very unlikely discovery.

You might be wondering what if rates go higher?

In our example, the adjustable rate on the Home Ownership Accelerator would have to be an average 9.6% over the entire 17.3 year duration for the interest payments to be the same as that of the 30-year fixed rate mortgage at a rate of 5.5%. Also, very unlikely.

Seeing is believing. Why not try it for yourself.

Using my simple Mortgage Accelerator Calculator  Interactive Simulator, learn how the Home Ownership Accelerator can help you gain financial freedom in San Mateo in less time.

Still have questions?

Get the answers to Frequently Asked Questions that customers often have.

All you have to loose is a lot of interest expense!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824