San Bruno Home Ownership Accelerator
Join the Revolution!
The amazing HOME OWNERSHIP ACCELERATOR mortgage
Compared to traditional mortgages you can ...
Save tens of thousands of dollars on your loan interest,
Pay off the loan as fast as half the time,
All without modifying your monthly payment or spending habits!
Backed by the financial strength of GMAC.
 
Learn How the Home Ownership Accelerator Does It
This in NOT a low start rate, bi-weekly mortgage scheme or some software product. You just bank your money in the mortgage.
With the Home Ownership Accelerator, you direct-deposit your entire source of income into the accelerator, instead of your bank checking account. This immediately drops your principal balance.
Because the loan interest is based on the average daily balance, you start saving interest right away compared to bank loans!
Spend your funds just like you would expect.
You pay your expenses out of your mortgage, just as you would with a traditional bank account -- with the unlimited checks, free ATM/Debit card, and included online bill-pay that comes with the account.
But, until you need funds it's working in your mortgage in the form of a lowered principal balance, typically saving 5-6% of mortgage interest, rather than earning 1%, or less, in a bank account. Paying less interest means that more of your earnings goes towards theprincipal, and you pay off sooner. With no change to spending patterns!
Drop your Bank and Join the Mortgage Revolution!
Your bank doesn't want you to know about this loan! Why? The Home Ownership Accelerator empowers you, the consumer, to rewrite the basic principles of lending on which banks and mortgage companies have created their empires since the start of Banks.
That is the main reason why you cannot get this product from your local retail bank, credit union or savings and loan.
Those banks can't afford for you to use this loan because they would rather pay you 0-2% on your money while re-lending it at 6-20% and profiting thousands of dollars in interest over the life of the loan.
How effective is the San Bruno Home Ownership Accelerator?
For an average borrower with good steady income, you could pay off an average sized loan in as little as half the time – and without changing spending habits.
Here's an example:
Let's imagine you get a net pay of $100,000 annually, you save 15% of your net income after after paying your expenses, and you want a $400,000 30-year fixed-rate mortgage at 5.5%.
And, let's even assume that loan rates are growing on a "reversed course" that reflects the recent decline (APR 8.19%)! Truly a 'worst case' scenario!"
The loan that saves interest while it pays off sooner.
In the example, switching to a Home Ownership Accelerator typically doubles the efficiency of the mortgage. You can pay off as soon as 17.3 years and save approximately $89,000 (21%) in total interest, compared to a 30-year fixed rate loan at 5.5%.
It turns out, to save that much interest, you would have to locate a 30-year mortgage charging 4.4%, which is very unlikely.
Are you wondering what if rates go up even more?
In this example, an adjustable rate on the Home Ownership Accelerator would have to be an average 9.6% over the entire 17.3 year duration for the total interest payments to equal that of the 30-year fixed rate mortgage at a rate of 5.5%. Also, very unlikely.
Seeing is believing. Why not try it yourself.
Using my powerful Mortgage Accelerator Calculator
Interactive Simulator, learn how the Home Ownership Accelerator will help you gain financial freedom in San Bruno in less time.
Have Questions?
Find the answers to Frequently Asked Questions that customers often have.
All you have to loose is a lot of interest expense!
The Home Ownership Accelerator™ ... in the news:
"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05
"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05
"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05
"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05
"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06
"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06
Call today — 650-922-0824
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