Redwood City Home Ownership Accelerator

Join the Revolution!

The amazing HOME OWNERSHIP ACCELERATOR loan

Compared to conventional loans you can ...

Save many thousands of dollars in mortgage interest,

Pay the loan in as little as half the time,

All with no changes in your monthly payment or spending habits!

Backed by the financial strength of GMAC.

How the Home Ownership Accelerator Works

This in NOT a low start rate, bi-weekly mortgage scheme or questionable software product. You simply bank your income in the mortgage.

Utilizing the Home Ownership Accelerator, you direct-deposit your entire paycheck into the loan, instead of your regular checking account. This immediately shrinks your principal balance.

Since interest is based on the average daily principal balance, you will be interest from the start compared to traditional mortgages!

Access your money just like you always have.

You pay all of your bills using the mortgage, just as you would with a regular bank account -- by using the unlimited checks, free Debit/ATM card, and free online bill-pay that's included with the account.

Until you need the money it's in your mortgage in the form of a lower principal balance, typically saving 5-6% in mortgage interest, rather than only earning 1%, or less, in a bank account. Less interest means that more of your take-home pay goes towards theprincipal, and you pay off the loan sooner. Without changing your spending habits!

Fire your Bank and Join the Mortgage Revolution!

Banks don't want you to know about this new loan! Why? The Home Ownership Accelerator enables you, the consumer, to modify the traditional ideas of lending on which banks and mortgage companies have built their empires since the beginning of Banks.

This is the obvious reason why you won't find this revolutionary loan from your traditional bank, savings and loan bank or credit union.

Banks don't want you to get this loan because they want to pay you 0-2% on your money as they are re-lending it getting 6-20% interest and profiting thousands of dollars in interest over the term of the mortgage.

How effective is the Redwood City Home Ownership Accelerator?

If you're an average person with good steady income, you can pay off an average sized loan in only half the time – with no changes to spending habits.

Let's look at an example:

Imagine you get a net pay of $100,000 annually, saving 15% of your net income after expenses, and you want a $400,000 30-year fixed-rate mortgage at 5.5%.

And, let's even assume that loan rates are getting higher on a "reverse course" that reflects their recent decline (APR 8.19%)! A 'worst case' rate scenario!"

Pays off sooner and saves you interest.

In this example, refinancing to the Home Ownership Accelerator approximately doubles the efficiency of the mortgage. You could pay off in as little as 17.3 years and will find you saved almost $89,000 (21%) in interest, compared to the 30-year fixed rate loan at 5.5%.

In fact, to save an equivalent amount of interest, you'd have to locate a 30-year mortgage charging only 4.4%, not very likely.

But what if rates climb?

In this example, an adjustable rate on the Home Ownership Accelerator would have to average 9.6% over the entire 17.3 year duration for the interest payments to be the same as that of the 30-year fixed rate mortgage at a rate of 5.5%. Another very unlikely scenario.

Seeing is believing. Try it for yourself.

Use my powerful Mortgage Accelerator Calculator  Interactive Simulator, see how the Home Ownership Accelerator can help you get to financial freedom in Redwood City sooner.

Questions?

See the answers to Frequently Asked Questions that customers often have.

All you have to loose is years less paying a mortgage!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824