Mountain View Home Ownership Accelerator

Join the Revolution!

The revolutionary HOME OWNERSHIP ACCELERATOR loan

Compared to ordinary loans you will probably ...

Save multiple thousands of dollars on your loan interest,

Pay off the loan in as little as half the time,

All without changing your payments or normal spending limits!

Backed by the financial strength of GMAC.

How the Home Ownership Accelerator Works

This in NOT a bi-weekly mortgage payment scheme, lower start rate or some software product. You only bank your money in your mortgage.

With the Home Ownership Accelerator, you direct-deposit your regular paycheck into the accelerator, rather than your regular checking account. This immediately shrinks your principal loan balance.

Since mortgage interest is calculated on the average daily loan balance, you will be interest from the start compared to old-fashioned mortgages!

Spend your money just like you would expect.

You pay your expenses out of your accelerator mortgage, just as you would with a normal bank account -- with the unlimited checks, free Debit/ATM card, and included online bill-pay that's all part of the account.

Until you need the money it is in your mortgage in the form of a lower principal balance, typically saving 5-6% in mortgage interest, instead of earning 1%, or less, in your bank account. Less interest means that more of your earnings goes towards theprincipal, and you pay for the loan sooner. With no change to spending patterns!

Drop your Bank and Join the Mortgage Revolution!

Banks don't want you to know about this new loan! Why? The Home Ownership Accelerator enables you, the consumer, to modify the basic principles of lending on which lending institutions have created their empires since the beginning of Banks.

That is the obvious reason why you won't find this revolutionary loan from your local retail bank, credit union or savings and loan.

Banks don't want you to get this accelerator loan because they would rather pay you 0-2% on your money while re-lending it at 6-20% interest and gaining thousands of dollars in interest over the term of the loan.

How effective is the Mountain View Home Ownership Accelerator?

If you're an average borrower with good steady income, you can pay off a typically sized loan in as little as half the time – with no changes to spending habits.

Here's an example:

Imagine you get a net pay of $100,000 annually, saving 15% of your net income after after paying your expenses, and you want a $400,000 30-year fixed-rate mortgage at 5.5%.

And, we can even assume that loan interest rates are climbing on a "reverse course" that mirrors the recent decline (APR 8.19%)! Truly a 'worst case' interest rate scenario!"

The loan that saves interest while it pays off sooner.

In our example, changing to the Home Ownership Accelerator generally doubles the efficiency of the mortgage. You may pay it off in as little as 17.3 years and will have saved approximately $89,000 (21%) in interest, by comparison with a 30-year fixed rate loan at 5.5%.

The fact is, to save an equivalent amount of interest, you would have to have found a 30-year mortgage at 4.4%, not very likely.

Are you wondering what if interest rates keep increasing?

In this example, the adjustable rate on the Home Ownership Accelerator would have to average 9.6% over the entire 17.3 year duration for your interest payments to be equal to that of the 30-year fixed rate mortgage at a rate of 5.5%. Again, very unlikely.

Seeing is believing. Try it for yourself.

Use my powerful Mortgage Accelerator Calculator  Interactive Simulator, see how the Home Ownership Accelerator will help you achieve your financial goals in Mountain View for less cost.

Have Questions?

Find the answers to Frequently Asked Questions .

All you have to loose is years less paying a mortgage!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824