Millbrae Home Ownership Accelerator

Join the Revolution!

The amazing HOME OWNERSHIP ACCELERATOR loan

Compared to traditional loans you will probably ...

Save multiple thousands of dollars in mortgage interest,

Pay the loan in as little as half the time,

All without modifying your payments or spending habits!

Backed by the financial strength of GMAC.

Learn How the Home Ownership Accelerator Does It

This in NOT a low start rate, bi-weekly mortgage scheme or some software product. You just bank your money in the mortgage.

Utilizing the Home Ownership Accelerator, you direct-deposit your regular income into the accelerator, instead of your regular checking account. This immediately reduces your principal balance.

Because mortgage interest is based on your average daily balance, you start saving interest immediately compared to traditional mortgages!

Access your funds just like you used to.

You pay all of your bills out of your mortgage, just as you would with a normal bank account -- using the unlimited checks, no charge ATM/Debit card, and free online bill-pay that comes with the account.

But, until you need funds it stays in your mortgage as a lower principal balance, saving you 5-6% of mortgage interest, rather than earning 1%, or less, in your bank account. Paying less interest means that more of your paycheck goes towards theprincipal, and you pay for sooner. Without changing your spending patterns!

Fire your Bank and Join this Mortgage Revolution!

Your bank doesn't want you to know about this loan! Why? The Home Ownership Accelerator empowers you, the consumer, to change the basic principles of lending on which lending institutions have built their empires since the inception of Banks.

This is the main reason why you won't find this product at your traditional bank, credit union or savings and loan.

Those banks don't want you to use this accelerator loan because they want to pay you 0-2% on your money as they are re-lending it getting 6-20% interest and gaining thousands of dollars in interest over the duration of the mortgage.

How effective is the Millbrae Home Ownership Accelerator?

For an average borrower with good cash flow, you could pay off a typically sized mortgage in only half the time – and without changing spending habits.

Let's look at an example:

Let's imagine you get a net pay of $100,000 annually, you save 15% of your net income after your expenses, and you want a $400,000 30-year fixed-rate mortgage at 5.5%.

And, we can also assume that mortgage interest rates are climbing on a "reversed course" that mirrors their recent decline (APR 8.19%)! A 'worst case' interest rate scenario!"

Pays off sooner and saves you interest.

In this example, changing to a Home Ownership Accelerator generally doubles the efficiency of the mortgage. You could pay off as soon as 17.3 years and you will have saved approximately $89,000 (21%) in total interest, compared to a 30-year fixed rate loan at 5.5%.

It turns out, to save an equivalent amount of interest, you'd have to locate a 30-year mortgage charging 4.4%, not very likely.

But what if rates climb?

In our example, an adjustable rate on the Home Ownership Accelerator would have to be an average 9.6% for the entire 17.3 year duration for the interest payments to be equal to that of the 30-year fixed rate mortgage at a rate of 5.5%. Also, very unlikely.

Seeing is believing. Why not try it yourself.

Using my powerful Mortgage Accelerator Calculator  Interactive Simulator, learn how the Home Ownership Accelerator could help you get to your financial goals in Millbrae for less cost.

Questions?

See the answers to Frequently Asked Questions .

All you have to loose is a lot of interest expense!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824