Los Altos Hills Home Ownership Accelerator

Join the Revolution!

The revolutionary HOME OWNERSHIP ACCELERATOR mortgage

Compared to conventional loans you will probably ...

Save multiple thousands of dollars in loan interest,

Pay off the loan in as little as half the time,

All with no changes in your payments or current spending!

Backed by the financial strength of GMAC.

Learn How the Home Ownership Accelerator Does It

This in NOT a low start rate, bi-weekly mortgage scheme or some software product. You simply bank your income in your mortgage.

With the Home Ownership Accelerator, you direct-deposit your regular source of income into the loan, instead of your bank checking account. This immediately shrinks your principal loan balance.

Because interest is calculated on your average daily loan balance, you start saving interest immediately compared to old-fashioned loans!

Spend your funds just like you used to.

You pay all of your bills using your accelerator mortgage, just like you would with a normal bank account -- by using the unlimited checks, free ATM/Debit card, and free online bill-pay that's included with the account.

But, until you need the money it's working in your mortgage as a lower principal balance, typically saving 5-6% in mortgage interest, rather than earning 1%, or less, in a bank account. Paying less interest means that more of your paycheck goes towards theprincipal, and you pay for sooner. With no change to spending!

Drop your Bank and Join this Mortgage Revolution!

Your bank doesn't want you to know about this loan! Why? The Home Ownership Accelerator allows you, the consumer, to rewrite the concepts and principles of lending on which banks and mortgage companies have built their empires since the beginning of Banks.

That is the #1 reason why you won't find this kind of loan from your traditional bank, savings and loan bank or credit union.

Those banks don't want you to use this loan because they try to pay you 0-2% on your money as they are re-lending it getting 6-20% interest rate and cashing in on thousands of dollars in interest over the life of the mortgage.

How effective is the Los Altos Hills Home Ownership Accelerator?

For an average person with good steady income, you could pay off a typically sized loan in only half the time – and without changing spending habits.

Here's an example:

Let's imagine you get a net pay of $100,000 annually, you save 15% of your net income after your expenses, and you want a $400,000 30-year fixed-rate mortgage at 5.5%.

And, let's also assume that loan interest rates are getting higher on a "reverse course" that mirrors their recent decline (APR 8.19%)! Truly a 'worst case' interest rate scenario!"

The loan that saves interest while it pays off sooner.

In this example, switching to the Home Ownership Accelerator roughly doubles your mortgage efficiency. You could pay off as quickly as 17.3 years and you will have saved nearly $89,000 (21%) in interest, in comparison to the 30-year fixed rate loan at 5.5%.

Actually, to save an equivalent amount of interest, you would have to have found a 30-year mortgage at 4.4%, which is very unlikely.

Are you wondering what if interest rates go higher?

In this example, the adjustable rate on the Home Ownership Accelerator would have to be an average 9.6% for the entire 17.3 year duration for the interest payments to equal that of the 30-year fixed rate mortgage at 5.5%. That's not likely to happen either.

Seeing is believing. Why not try it yourself.

Using my powerful Mortgage Accelerator Calculator  Interactive Simulator, see for yourself how the Home Ownership Accelerator could help you get to financial freedom in Los Altos Hills faster.

Have Questions?

Find the answers to Frequently Asked Questions that customers often have.

All you have to loose is years less paying a mortgage!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824