Hillsborough Home Ownership Accelerator

Join the Revolution!

The revolutionary HOME OWNERSHIP ACCELERATOR loan

Compared to conventional mortgages you can ...

Save many thousands of dollars in interest,

Finish paying the loan as fast as half the time,

All with no changes in your payments or current spending!

Backed by the financial strength of GMAC.

Learn How the Home Ownership Accelerator Does It

This in NOT a bi-weekly mortgage payment scheme, lower start rate or questionable software product. You just bank your money in the mortgage.

Using the Home Ownership Accelerator, you direct-deposit your regular income into the accelerator, rather than your regular checking account. This immediately drops your principal loan balance.

Because the loan interest is calculated on the average daily loan balance, you will be interest immediately compared to traditional mortgages!

Get at your your money just like you used to.

You pay all of your bills out of your accelerator mortgage, just as you would with a normal bank account -- with the unlimited checks, free ATM/Debit card, and free online bill-pay that comes with the account.

But, until you need the money it is in your mortgage in the form of a lowered principal balance, typically saving 5-6% of mortgage interest, rather than only earning 1%, or less, in your bank account. Paying less interest means that more of your earnings goes towards theprincipal, and you pay off the loan sooner. Without changing spending!

Get Rid of your Bank and Join this Mortgage Revolution!

Your bank doesn't want you to know about this new loan! Why? The Home Ownership Accelerator allows you, the consumer, to modify the basic principles of lending on which banks and mortgage companies have built their empires since the start of Banks.

That's the main reason why you won't find this revolutionary loan at your local retail bank, savings and loan bank or credit union.

Those banks can't afford for you to use this accelerator loan because they want to pay you 0-2% for using your money as they are re-lending it getting 6-20% interest and cashing in on thousands of dollars in interest over the life of the loan.

How effective is the Hillsborough Home Ownership Accelerator?

For an average borrower with good income, you could pay off an average sized mortgage in only half the time – without changing spending habits.

For example:

Let's imagine you get a net pay of $100,000 annually, you save 15% of your net income after after paying your bills, and you have a $400,000 30-year fixed-rate mortgage at 5.5%.

And, let's additionally assume that loan interest rates are getting higher on a "reversed course" that mirrors their recent decline (APR 8.19%)! This is a 'worst case' interest rate scenario!"

Saves interest, pays off sooner.

In our example, changing to a Home Ownership Accelerator approximately doubles the efficiency of the mortgage. You may pay it off as soon as 17.3 years and will have saved nearly $89,000 (21%) in interest, by comparison with the 30-year fixed rate loan at 5.5%.

It turns out, to save an equivalent amount of interest, you'd have to find a 30-year mortgage charging only 4.4%, a very unlikely discovery.

You might be wondering what if rates climb?

In this example, the adjustable rate on the Home Ownership Accelerator would have to be an average 9.6% for the entire 17.3 year duration for your interest payments to be equal to that of the 30-year fixed rate mortgage at a rate of 5.5%. Also, very unlikely.

Seeing is believing. Why not try it yourself.

Using my easy to use Mortgage Accelerator Calculator  Interactive Simulator, learn how the Home Ownership Accelerator could help you gain your financial goals in Hillsborough faster.

Still have questions?

Get the answers to Frequently Asked Questions that customers often have.

All you have to loose is years off your mortgage!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824