Foster City Home Ownership Accelerator

Join the Revolution!

The amazing HOME OWNERSHIP ACCELERATOR loan

Compared to conventional mortgages you can ...

Save multiple thousands of dollars in interest,

Pay off the loan as fast as half the time,

All without modifying your monthly payment or current spending habits!

Backed by the financial strength of GMAC.

How the Home Ownership Accelerator Works

This in NOT a low start rate, bi-weekly mortgage scheme or questionable software product. You simply bank your money in the mortgage.

With the Home Ownership Accelerator, you direct-deposit your regular paycheck into the mortgage, instead of your bank checking account. This immediately shrinks your principal balance.

Since mortgage interest is based on the average daily principal balance, you begin to save interest immediately compared to old-fashioned loans!

Spend your money just like you used to.

You pay your expenses out of the accelerator mortgage, just like you would with a regular bank account -- by using the unlimited checks, no charge Debit/ATM card, and included online bill-pay that comes with the account.

Until you need the money it's working in your mortgage as a lower principal balance, typically saving 5-6% of mortgage interest, rather than earning 1%, or less, in a bank account. Less interest means that more of your paycheck goes towards theprincipal, and you pay for the loan sooner. With no change to spending!

Drop your Bank and Join this Mortgage Revolution!

Banks don't want you to know about this new loan! Why? The Home Ownership Accelerator enables you, the consumer, to rewrite the concepts and principles of lending on which lending institutions have built their empires since the inception of Banks.

That is the real reason why you won't find this revolutionary loan from your local retail bank, credit union or savings and loan.

Banks don't want you to use this loan because they have to pay you 0-2% on your money as they are re-lending it at 6-20% interest and gaining thousands of dollars in interest over the duration of the mortgage.

How effective is the Foster City Home Ownership Accelerator?

If you're an average person with good cash flow, you could pay off an average sized loan in as little as half the time – without changing spending habits.

Here's an example:

Imagine you have net pay of $100,000 annually, saving 15% of your net income after your expenses, and you have a $400,000 30-year fixed-rate mortgage at 5.5%.

And, let's also assume that mortgage interest rates are getting higher on a "reverse course" that reflects their recent decline (APR 8.19%)! Truly a 'worst case' scenario!"

The loan that saves interest while it pays off sooner.

In the example, switching to the Home Ownership Accelerator roughly doubles your mortgage efficiency. You may pay it off as quickly as 17.3 years and save almost $89,000 (21%) in total interest, by comparison with a 30-year fixed rate loan at 5.5%.

In fact, to save an equivalent amount of interest, you would have to have found a 30-year mortgage at 4.4%, which is very unlikely.

Are you wondering what if interest rates keep increasing?

In our example, the adjustable rate on the Home Ownership Accelerator would have to average 9.6% for the entire 17.3 year duration for the total interest payments to equal that of the 30-year fixed rate mortgage at a rate of 5.5%. Another very unlikely scenario.

Seeing is believing. Try it yourself.

Use my powerful Mortgage Accelerator Calculator  Interactive Simulator, see how the Home Ownership Accelerator could help you get to financial freedom in Foster City in less time.

Have Questions?

Find the answers to Frequently Asked Questions that customers often have.

All you have to loose is a lot of interest expense!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824