Cupertino Home Ownership Accelerator

Join the Revolution!

The amazing HOME OWNERSHIP ACCELERATOR loan

Compared to conventional loans you can ...

Save tens of thousands of dollars on your loan interest,

Pay the loan as fast as half the time,

All without changing your payments or current spending!

Backed by the financial strength of GMAC.

Learn How the Home Ownership Accelerator Does It

This in NOT a bi-weekly mortgage payment scheme, lower start rate or some software product. You just bank your paycheck in your mortgage.

Utilizing the Home Ownership Accelerator, you direct-deposit your entire paycheck into the loan, instead of your bank checking account. This immediately reduces your principal balance.

Because interest is based on the average daily balance, you start saving interest right away compared to traditional loans!

Access your funds just like you used to.

You pay your bills out of the mortgage, just as you would with a traditional bank account -- using the unlimited checks, no charge ATM/Debit card, and included online bill-pay that's included with the account.

But, until you need the money it's in your mortgage in the form of a lowered principal balance, saving you 5-6% in mortgage interest, instead of earning 1%, or less, in a bank account. Paying less interest means that more of your paycheck goes towards theprincipal, and you pay for sooner. Without changing your spending patterns!

Fire your Bank and Join this Mortgage Revolution!

Your bank doesn't want you to know about this loan! Why? The Home Ownership Accelerator enables you, the consumer, to modify the traditional ideas of lending on which lending institutions have built their empires since the inception of Banks.

This is the real reason why you won't find this product at your traditional bank, savings and loan bank or credit union.

Those banks don't want you to get this loan because they want to pay you 0-2% on your money as they are re-lending it for 6-20% interest rate and profiting thousands of dollars in interest over the life of the mortgage.

How effective is the Cupertino Home Ownership Accelerator?

For an average person with good cash flow, you can pay off an average sized loan in as little as half the time – without changing spending habits.

Let's look at an example:

Let's imagine you get a net pay of $100,000 annually, saving 15% of your net income after after paying your expenses, and you want to get a $400,000 30-year fixed-rate mortgage at 5.5%.

And, we can even assume that loan rates are getting higher on a "reversed course" that mirrors the recent decline (APR 8.19%)! A 'worst case' scenario!"

Pays off sooner and saves you interest.

In the example, refinancing to a Home Ownership Accelerator typically doubles the efficiency of the mortgage. You could pay it off as quickly as 17.3 years and save approximately $89,000 (21%) in total interest, compared to the 30-year fixed rate loan at 5.5%.

Actually, to save an equivalent amount of interest, you would have to have found a 30-year mortgage at 4.4%, a very unlikely discovery.

But what if rates climb?

In our example, an adjustable rate on the Home Ownership Accelerator would have to be an average 9.6% for the entire 17.3 year duration for the total interest payments to be equal to that of the 30-year fixed rate mortgage at 5.5%. That's not likely to happen either.

Seeing is believing. Why not try it yourself.

Using my powerful Mortgage Accelerator Calculator  Interactive Simulator, see how the Home Ownership Accelerator could help you achieve financial freedom in Cupertino faster.

Questions?

See the answers to Frequently Asked Questions that customers often have.

All you have to loose is a lot of interest expense!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824