Campbell Home Ownership Accelerator

Join the Revolution!

The amazing HOME OWNERSHIP ACCELERATOR mortgage

Compared to ordinary mortgages you can ...

Save multiple thousands of dollars in loan interest,

Finish paying the loan as fast as half the time,

All without changing your monthly payment or current spending habits!

Backed by the financial strength of GMAC.

How the Home Ownership Accelerator Works

This in NOT a low start rate, bi-weekly mortgage scheme or questionable software product. You just bank your paycheck in your mortgage.

Using the Home Ownership Accelerator, you direct-deposit your entire source of income into the mortgage, rather than your bank checking account. This immediately reduces your principal loan balance.

Since mortgage interest is based on the average daily principal balance, you start saving interest immediately compared to bank loans!

Get at your your funds just like you used to.

You pay your bills using the mortgage, just as you would with a traditional bank account -- with the unlimited checks, free Debit/ATM card, and included online bill-pay that comes with the account.

Until you need the money it's in your mortgage as a lower principal balance, typically saving 5-6% in mortgage interest, rather than earning 1%, or less, in your bank account. Less interest means that more of your paycheck goes towards theprincipal, and you pay for the loan sooner. Without changing spending!

Get Rid of your Bank and Join the Mortgage Revolution!

Banks don't want you to know about this new loan! Why? The Home Ownership Accelerator enables you, the consumer, to modify the basic principles of lending on which banks and mortgage companies have created their empires since the inception of Banks.

That's the real reason why you cannot get this kind of loan at your local retail bank, savings and loan bank or credit union.

Banks can't afford for you to get this accelerator loan because they want to pay you 0-2% on your money while re-lending it for 6-20% and profiting thousands of dollars in interest over the life of the loan.

How effective is the Campbell Home Ownership Accelerator?

If you're an average person with good income, you can pay off a typically sized mortgage in as little as half the time – with no changes to spending habits.

For example:

Imagine you have net pay of $100,000 annually, you can save 15% of your net income after after paying your expenses, and you have a $400,000 30-year fixed-rate mortgage at 5.5%.

And, we can additionally assume that mortgage interest rates are increasing on a "reversed course" that reflects their recent decline (APR 8.19%)! This is a 'worst case' interest rate scenario!"

Saves interest, pays off sooner.

In our example, refinancing to the Home Ownership Accelerator approximately doubles your mortgage efficiency. You may pay it off in as little as 17.3 years and you will have saved nearly $89,000 (21%) in total interest, by comparison with a 30-year fixed rate loan at 5.5%.

The fact is, to save that much interest, you'd have to find a 30-year mortgage at 4.4%, not very likely.

You might be wondering what if rates go up even more?

In our example, the adjustable rate on the Home Ownership Accelerator would have to average 9.6% for the entire 17.3 year duration for the interest payments to be equal to that of the 30-year fixed rate mortgage at a rate of 5.5%. Again, very unlikely.

Seeing is believing. Try it for yourself.

Use my simple Mortgage Accelerator Calculator  Interactive Simulator, see how the Home Ownership Accelerator will help you get to your financial goals in Campbell faster.

Still have questions?

Get the answers to Frequently Asked Questions .

All you have to loose is a lot of interest expense!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824