Burlingame Home Ownership Accelerator

Join the Revolution!

The revolutionary HOME OWNERSHIP ACCELERATOR mortgage

Compared to ordinary mortgage loans you will probably ...

Save many thousands of dollars in loan interest,

Pay off the loan in as little as half the time,

All with no changes in your monthly payment or current spending habits!

Backed by the financial strength of GMAC.

Learn How the Home Ownership Accelerator Does It

This in NOT a low start rate, bi-weekly mortgage scheme or questionable software product. You simply bank your income in your mortgage.

With the Home Ownership Accelerator, you direct-deposit your regular income into the mortgage, rather than your regular checking account. This immediately drops your principal loan balance.

Because interest is based on the average daily balance, you start saving interest immediately compared to traditional loans!

Spend your money just like you would expect.

You pay your expenses using the mortgage, just as you would with a normal bank account -- by using the unlimited checks, no charge ATM/Debit card, and free online bill-pay that comes with the account.

But, until you need the money it's working in your mortgage as a lowered principal balance, saving you 5-6% in mortgage interest, instead of earning 1%, or less, in your bank account. Paying less interest means that more of your earnings goes towards theprincipal, and you pay off sooner. With no change to spending habits!

Drop your Bank and Join this Mortgage Revolution!

Your bank doesn't want you to know about this loan! Why? The Home Ownership Accelerator empowers you, the consumer, to change the concepts and principles of lending on which banks and mortgage companies have created their empires since the beginning of Banks.

That is the main reason why you cannot get this revolutionary loan at your local retail bank, credit union or savings and loan.

Those banks don't want you to take out this accelerator loan because they have to pay you 0-2% for using your money as they are re-lending it getting 6-20% interest and gaining thousands of dollars in interest over the life of the mortgage.

How effective is the Burlingame Home Ownership Accelerator?

For an average person with good income, you can pay off the typically sized mortgage in as little as half the time – and without changing spending habits.

Here's an example:

Let's imagine you have net pay of $100,000 annually, saving 15% of your net income after expenses, and you have a $400,000 30-year fixed-rate mortgage at 5.5%.

And, we can even assume that loan rates are getting higher on a "reverse course" that reflects the recent decline (APR 8.19%)! Truly a 'worst case' rate scenario!"

The loan that saves interest while it pays off sooner.

In the example, switching to a Home Ownership Accelerator roughly doubles your mortgage efficiency. You may pay it off as quickly as 17.3 years and will find you saved approximately $89,000 (21%) in total interest, by comparison with a 30-year fixed rate loan at 5.5%.

It turns out, to save that much interest, you would have to find a 30-year mortgage charging only 4.4%, which is very unlikely.

Are you wondering what if interest rates climb?

In our example, the adjustable rate on the Home Ownership Accelerator would have to average 9.6% for the entire 17.3 year duration for the total interest payments to be the same as that of the 30-year fixed rate mortgage at 5.5%. Also, very unlikely.

Seeing is believing. Why not try it yourself.

Using my powerful Mortgage Accelerator Calculator  Interactive Simulator, see for yourself how the Home Ownership Accelerator can help you achieve your financial goals in Burlingame sooner.

Have Questions?

Find the answers to Frequently Asked Questions that customers often have.

All you have to loose is years less paying a mortgage!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824