Belmont Home Ownership Accelerator

Join the Revolution!

The amazing HOME OWNERSHIP ACCELERATOR mortgage

Compared to conventional loans you can ...

Save many thousands of dollars in interest,

Pay the loan in as little as half the time,

All with no changes in your payments or current spending habits!

Backed by the financial strength of GMAC.

How the Home Ownership Accelerator Works

This in NOT a bi-weekly mortgage payment scheme, lower start rate or questionable software product. You just bank your money in the mortgage.

Utilizing the Home Ownership Accelerator, you direct-deposit your regular income into the loan, rather than your bank checking account. This immediately reduces your principal loan balance.

Since interest is calculated on your average daily principal balance, you start saving interest immediately compared to old-fashioned mortgages!

Access your funds just like you would expect.

You pay all of your bills from your accelerator mortgage, just as you would with a regular bank account -- by using the unlimited checks, no charge Debit/ATM card, and free online bill-pay that's all part of the account.

Until you need funds it is in your mortgage as a lowered principal balance, saving you 5-6% of mortgage interest, rather than earning 1%, or less, in your bank account. Less interest means that more of your take-home pay goes towards theprincipal, and you pay off the loan sooner. Without changing your spending habits!

Fire your Bank and Join this Mortgage Revolution!

Banks don't want you to know about this loan! Why? The Home Ownership Accelerator empowers you, the consumer, to modify the traditional ideas of lending on which lending institutions have built their empires since the beginning of Banks.

This is the #1 reason why you won't find this revolutionary loan at your traditional bank, credit union or savings and loan.

Banks don't want you to use this accelerator loan because they would rather pay you 0-2% for using your money while re-lending it for 6-20% and gaining thousands of dollars in interest over the term of the loan.

How effective is the Belmont Home Ownership Accelerator?

If you're an average borrower with good steady income, you could pay off an average sized loan in only half the time – with no changes to spending habits.

Let's look at an example:

Imagine you get a net pay of $100,000 annually, you save 15% of your net income after after paying your bills, and you want a $400,000 30-year fixed-rate mortgage at 5.5%.

And, we can even assume that loan interest rates are climbing on a "reverse course" that reflects their recent decline (APR 8.19%)! A 'worst case' scenario!"

Pays off sooner and saves you interest.

In our example, switching to a Home Ownership Accelerator approximately doubles your mortgage efficiency. You may pay off as quickly as 17.3 years and will have saved approximately $89,000 (21%) in interest, compared to a 30-year fixed rate loan at 5.5%.

In fact, to save that much interest, you'd have to have found a 30-year mortgage charging only 4.4%, which is very unlikely.

But what if interest rates climb even higher?

In this example, an adjustable rate on the Home Ownership Accelerator would have to average 9.6% over the entire 17.3 year duration for the interest payments to equal that of the 30-year fixed rate mortgage at 5.5%. Another very unlikely scenario.

Seeing is believing. Try it for yourself.

Use my simple Mortgage Accelerator Calculator  Interactive Simulator, learn how the Home Ownership Accelerator can help you gain financial freedom in Belmont for less cost.

Questions?

See the answers to Frequently Asked Questions .

All you have to loose is a lot of interest expense!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824