Atherton Home Ownership Accelerator

Join the Revolution!

The amazing HOME OWNERSHIP ACCELERATOR mortgage

Compared to conventional mortgages you can ...

Save tens of thousands of dollars in mortgage interest,

Finish paying the loan as fast as half the time,

All without changing your monthly payment or current spending habits!

Backed by the financial strength of GMAC.

Learn How the Home Ownership Accelerator Does It

This in NOT a low start rate, bi-weekly mortgage scheme or questionable software product. You just bank your income in your mortgage.

Using the Home Ownership Accelerator, you direct-deposit your entire source of income into your mortgage, rather than your regular checking account. This immediately drops your principal loan balance.

Because the loan interest is calculated on the average daily principal balance, you start saving interest immediately compared to bank loans!

Get at your your funds just like you would expect.

You pay your bills out of your mortgage, just like you would with a normal bank account -- by using the unlimited checks, free ATM/Debit card, and free online bill-pay that comes with the account.

But, until you need the money it is in your mortgage as a lowered principal balance, saving you 5-6% in mortgage interest, instead of earning 1%, or less, in a bank account. Paying less interest means that more of your take-home pay goes towards paying down theprincipal, and you pay off sooner. Without changing spending habits!

Get Rid of your Bank and Join the Mortgage Revolution!

Your bank doesn't want you to know about this loan! Why? The Home Ownership Accelerator enables you, the consumer, to change the basic principles of lending on which lending institutions have created their empires since the start of Banks.

That's the main reason why you won't find this product from your traditional bank, savings and loan bank or credit union.

Those banks can't afford for you to get this accelerator loan because they try to pay you 0-2% for using your money as they are re-lending it for 6-20% interest and profiting thousands of dollars in interest over the term of the loan.

How effective is the Atherton Home Ownership Accelerator?

For an average borrower with good steady income, you can pay off the typically sized mortgage in only half the time – with no changes to spending habits.

For example:

Let's imagine you have net pay of $100,000 annually, you can save 15% of your net income after your expenses, and you want a $400,000 30-year fixed-rate mortgage at 5.5%.

And, we can additionally assume that loan interest rates are growing on a "reversed course" that reflects their recent decline (APR 8.19%)! This is a 'worst case' rate scenario!"

Saves interest, pays off sooner.

In our example, refinancing to the Home Ownership Accelerator typically doubles your mortgage efficiency. You can pay the loan off as quickly as 17.3 years and save almost $89,000 (21%) in interest, by comparison with a 30-year fixed rate loan at 5.5%.

Actually, to save an equivalent amount of interest, you'd have to have found a 30-year mortgage charging only 4.4%, which is very unlikely.

You might be wondering what if rates keep increasing?

In this example, an adjustable rate on the Home Ownership Accelerator would have to average 9.6% for the entire 17.3 year duration for the total interest payments to be equal to that of the 30-year fixed rate mortgage at a rate of 5.5%. That's not likely to happen either.

Seeing is believing. Why not try it for yourself.

Using my simple Mortgage Accelerator Calculator  Interactive Simulator, see how the Home Ownership Accelerator can help you achieve financial freedom in Atherton faster.

Still have questions?

Get the answers to Frequently Asked Questions that customers often have.

All you have to loose is years off your mortgage!

The Home Ownership Accelerator™ ... in the news:

"....a one-of-a-kind tonic for people who want to keep their balance sheets healthy in a time of skyrocketing house prices...." -- Contra Costa Times, 6/10/05

"....harnesses the money sitting in a checking account for the borrower's benefit instead of the bank's." -- San Francisco Business Times, 6/10/05

"....could revolutionize the way Americans pay for their homes...." -- East Bay Business Times, 6/10/05

"This is a huge win for homeowners. It simply takes the interest spread banks had and gives it to the consumer." Yahoo Financial News, 7/20/05

"...enthusiastic reception to its Home Ownership Accelerator loan product..." San Francisco Business Times, 6/12/06

"...this loan program as ideal for financially savvy homeowners who are spending less than they make each month. " BankRate.com, 11/2/06

Call today — 650-922-0824